We can guide you
through the many options and considerations to help you determine the
arrangements that best suite your needs. We will help you find a
balance between the emotional, spiritual and financial needs of your
surviving loved ones after you have gone. The following are brief descriptions of some good things to know when arranging or pre-planning a funeral.
Meeting with a funeral director to
discuss options for a person's final disposition before death. This
meeting often includes providing biographical information and learning
about the costs of services and merchandise. It can also include
pre-paying the cost of a funeral. In New York State, funeral homes are
not required to guarantee the price of a pre-paid funeral. Monies paid
on pre-arranged funerals are kept in an interest-bearing account (in the
person's name) and interest income helps defray future price increases.
Irrevocable Prearrangement Accounts:
A legal document signed by a person (or
his/her Power of Attorney) verifying that designated funds have been
deposited in a pre-paid funeral account that will only be used for
future funeral expenses. The amount of funds may not exceed the total
listed on an itemized funeral statement at the time of pre-arrangements.
Once established, these funds may be transferred, but not be used for
The manner in which a person's body will
be legally taken care of after death (burial, cremation, entombment or
A funeral that generally includes calling
hours (wake/visitation) followed by a funeral ceremony or rite before
final disposition on the same or next day.
Earth burial in a cemetery.
Burial above ground in a cemetery lawn crypt or family or community mausoleum.
A body and outer receptacle are consumed
by direct flame and cremated remains are pulverized, packaged, and
returned to a family.
The process of disinfecting and
preserving bodily remains using specialized chemicals and procedures.
Embalming is not required in New York State; however many funeral homes
require embalming if a family requests viewing or calling
hours/visitation. Without viewing or public visitation, embalming is not
A statement prepared by a licensed
funeral director at the time of funeral arrangements that outlines the
projected costs of professional services, merchandise, and anticipated
cash advances of a funeral.
The cost of funeral expenses that are
generally paid in advance or on the day of a funeral by the funeral home
on behalf of the family. Cash advance items may include: grave opening,
cremation and cemetery fees, clergy honoraria, organist and/or soloist
stipends, and certified copies of death certificates.
Certified copies of death certificate:
Copies of death certificate provided (for
a fee) by a Registrar of Vital Statistics and Town or City Clerk.
Certified copies may contain a verifying statement and official seal and
are used to legally redeem, transfer, or divest monies, property or
other assets from a deceased person's ownership.