For many people, talking about their own funeral wishes is often met with discomfort and discouragement by family or friends. Meeting with a funeral director to talk about your funeral wishes isn't
morbid. In reality, it can provide stress relief and peace of mind to
talk with a caring funeral director. When one begins to
understand the financial and emotional pressure that a funeral can
thrust on our loved ones, it becomes clear that planning in advance is a
considerate and responsible thing to do. Here are some comments we often
hear from individuals after they have made funeral prearrangements:
1) I had specific requests about my funeral and wanted to make things clear for my family.
Making funeral prearrangements helps family and friends honor your
wishes about the type of services, casket, and outer receptacle you
request. You can even select the type of flower arrangements, memorial
cards, and newspapers for obituary and classified death notices.
2)I didn't realize that my will isn't an absolute safeguard to ensure that my funeral wishes will be followed.
In some instances, a person's last will and testament can't be
located at the time immediately following a death when arrangements must
be made. Informal or un-notarized documents stating a person's funeral
wishes may be incomplete and are often not legally-binding.
3) If something happened to me, I felt better knowing my arrangements were taken care of.
Funeral prearrangements can range from meeting with a funeral director
to provide biographical information and discussing your funeral requests
to pre-paying some to all of prearranged expenses. You can establish a
pre-payment account with any amount to begin and send additional
payments at your convenience. You decide what is best for you.
4) I realize I can make better informed decisions when I'm not feeling emotionally stressed.
Technology and industry improvements have created numerous options in
choices of caskets, outer receptacles, and funeral-related merchandise.
Making prearrangements offers the additional option of "not choosing"
now and having extra time to finalize a choice at your convenience.
didn't know that pre-paid funeral expenses are deposited in an
interest-generating account in my name to help offset any cost increases
in services and merchandise.
As required by law, funeral homes must deposit pre-paid funeral
expenses in the person's name in interest-generating accounts and
provide on-demand and yearly updates on interest accrued. While funeral
homes are not required to guarantee the cost of a pre-paid funeral, most
people let the interest in the account accumulate to offset any future